Savvy Shopper

Take Charge of Holiday Spending

Loading prepaid cards with a set amount can help you avoid overspending.
Jen Freeman, December 2017

Is the stress and worry of holiday spending clouding your otherwise joyful season? Try implementing some of these money-saving hacks so you can get back to enjoying those truly important reasons for the season!

• Determine your holiday budget: Once you predetermine exactly how much you want to spend, separate that amount in cash and load it into prepaid credit cards that you can find at grocery and drug stores. When heading out to check off those on your shopping list, bring only these cards. With your preset limit keeping spending in check, you’ll be less tempted to succumb to any unplanned or impulse buys.

• Create a Christmas wish list using a gift registry: Include varying price points with fun and practical items. Encourage all family members to have one, even the out-of-towners. This alleviates the frantic confusion of what to buy and helps you receive the gifts you’re sure to love too. Some stores even offer free giftwrapping and shipping options which could save you even more.

• Ditch the stores altogether: Many stores offer online deals that are better than in store and if you’re hunting for the most bang for your buck, shopping online gives you the power to easily compare store to store prices — sans the sore, tired feet!

Look for exclusive online deals and always search for discount coupon codes. Be sure to register your email before shopping and as an added trick, try leaving your items in your digital shopping cart for 24 hours. Some sites send you a deal-sweetening discount email to encourage you to check out.

Jen Freeman is a couponing expert, television personality and lifestyle coach. You can visit her website at


No comments on this story | Please log in to comment by clicking here
Please log in or register to add your comment
Something to sell?
Place your ad right now —
It's free and easy!
Write a headline
Write an ad

Current Issue Click to view